Oleg was born in the old Soviet Union but was raised and educated in the United States. He received a degree in philosophy and a degree in linguistics from UCLA. Oleg’s professional background includes over 23 years in the financial services industry. Oleg started his career in financial services with AIG SunAmerica and has been involved in the executive management, start-up, development and operations of several successful financial services organizations before forming Retirement Benefits Consulting, LLC together with a group of close associates. His involvement with RBC includes overseeing overall operations of the company and its affiliates. He also maintains and services a small group of personal clients.

Patrick brings over 23 years of experience of delivering business-to-business consulting services to Fortune 500 companies in the information technology sector. He is able to leverage his training, organizational experience, and sales experience into the financial services arena for the benefit of his clients, fellow consultants and to Retirement Benefits Consulting, LLC.

Patrick is a graduate from California State University, Northridge and holds FINRA 6, 7, 24, 63 and 66 licenses as well as the state of California insurance license #0D48290 and long-term care designations. Patrick continues to service his individual clients while also assisting the individual growth and development of the consultants.

Lisa joined RBC in 2006. She brings over 35 years of experience working in financial services in helping clients preserve, protect, and manage their wealth. Throughout her long career, Lisa developed expertise and specializes in helping retirees and pre-retirees plan retirement income, create strategies to offset taxes, keep pace with inflation, estate planning and asset protection. In addition to being a seasoned consultant to her clients, Lisa’s background also includes over 25 years of training other professionals in the financial services industry. Lisa maintains FINRA Series 6, 7, 63 and 24 as well as California insurance agent license #0C68016.

Check the background of this investment professional on FINRA’s BrokerCheck.

Email: lgrosskopf@gcsec.com Ext. 114

Liz is a financial consultant who works with her clients over the long term to help them achieve their dreams. She holds Series 6, 63 and 7 securities licenses, as well as a California Department of Insurance life/health and long-term care insurance license. California life insurance license #0E42305.

Liz has degrees from UC Berkeley and Cornell University. She came to financial consulting after a 15-year career in nonprofit fundraising and management. A native Californian, she lives in Pasadena.

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Email: lschiller@gcsec.com Ext. 116

Kiri is one of the founding members of RBC and was a prominent dentist in Panama as well as a president of the Panamanian Dental Society before moving to the U.S. She became a financial planner with AIG before joining RBC. She acts as compliance officer in addition to consulting her many clients. Itziar is experienced in investments, retirement benefits and wealth management concepts, as well as asset protection, estate planning and financial strategies, and holds FINRA Series 6, 63, 7, 66, 55, 24 as well as CA Department of Insurance life agent licenses. California life insurance license #C0D12971.

Check the background of this investment professional on FINRA’s BrokerCheck.

Email: iramos@gcsec.com Ext. 113

Sharie joined Retirement Benefits Consulting, LLC in 2012 after working 25 years in the legal finance sector. Sharie has been involved with all levels of net worth clients helping meet retirement, long-term care, and insurance needs as well as estate planning, growth accumulation and wealth preservation. She is experienced in fixed index retirement investments and advanced retirement accumulation concepts and works closely with her clients to help them reach their financial goals. Sharie holds a California Department of Insurance life and health agent license #0H88481. She believes every financial situation can be greatly improved through personalized sound financial advice, planning ahead and client collaborative effort.

Sharie Foster is not a registered representative with Gold Coast Securities, Inc.

“The best way to predict the future is to invent it”
-Alan Kay

Email: sfoster@rbcadvisors.com Ext. 121

Toby is a consultant with RBC and a seasoned financial professional with over 15 years of experience working in the industry.

Prior to joining RBC, Toby graduated from the University of Illinois, then worked as VP of Product Placement at Columbia Pictures. For over 20 years, Toby proudly owned and operated Total Entertainment Service, a graphics design company. She was a member of the team at New York Life working at projects such as Woman Owned Business and Special Needs Trusts and funding.

Today, Toby’s primary focus and passion is helping her clients plan for retirement and other important life events. She is a licensed insurance agent (CA insurance license #0E79734).

When not in the office, Toby enjoys spending time with her twins and older son.

Toby is not a registered representative with Gold Coast Securities, Inc.

California insurance license #0E79734.

Email: tsilberberg@rbcadvisors.com Ext. 118

Email: eyre@gcsec.com Ext. 115